Types of Financial Aid and Eligibility

Types of Financial Aid

    • Grants

      Grants are need-based, do not require repayment.

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    • Federal Work Study

      Federal Work Study – need-based, student must obtain a job on-campus to receive a paycheck

    • Student Employment

      Student Employment – non-need-based, students must obtain a job on-campus to receive a paycheck.

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    • Loans

      Loans are, by far, the largest source of financial aid for the majority of students and families. There are four main sources of financial aid. These include the federal government, the state government, the institution, and private entities. The federal government is the largest source of financial aid.

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Financial Aid Eligibility Requirements

To be eligible for most federal financial aid programs, you must meet the following eligibility requirements:

  • Have financial need, except for some loan programs.
  • Have a high school diploma or General Education Development (GED) Certificate.
  • Be enrolled or accepted for enrollment as a regular student working towards a degree or certificate in an eligible program.
  • Be a U.S. citizen or eligible non-citizen.
  • Have a valid Social Security Number.
  • Maintain satisfactory academic progress.
  • Sign a statement of educational purpose and a certification statement indicating that you are not in default on a student loan or owe an overpayment on a grant.   Both statements are on the FAFSA.
    Register with the Selective Service, if required. You can register or check your registration online at their web site at
  • Never been convicted under a federal or state law for the sale or possession of illegal drugs.  A drug-related conviction does not necessarily make a student ineligible for aid.  A student with a prior drug-related conviction must complete a federal worksheet to determine if the conviction affects aid eligibility.
  • A conviction for any drug law violation under any federal or state law involving the possession or sale of illegal drugs, during a period of enrollment for which a student was receiving Title IV or HEA program funds, will result in the loss of eligibility for any assistance.

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